FINANCIAL DAMAGE NEVER GOES AWAY.THE LOUSY LIFE IT CAUSES REMAINS IN MY MEMORY AND STILL AFFECTS ME TODAY. 

ABOUT THE PERMANENT NATURE OF REVERSALS OF FORTUNE.

I HAD MY "DAY JOB" (AFTERNOONS) UNTIL 1970 AT THE CANADIAN NATIONAL RAILROAD AND THEN MY DAY JOB, 1974 TO 1979 AT ADVANCED METHOD JEWELRY MANUFACTURING. 

I WAS ALWAYS WORKING AT DEVELOPING MY WRITING, ART AND MUSIC PROJECTS.

A NUMBER OF REVERSALS OF FORTUNE OCCURRED, INJURY AND JOB LOSS, THE UNLAWFUL EVICTION FROM MY "PERMANENT RENTAL" WITH THE BC DEVELOPMENT CORPORATION.

THEN THERE WAS THE THEFT AND ARSON WHERE I MOVED TO AT OTTER POINT.

I WAS REVERSED OUT OF ALL OF THE AVENUES TO EVEN JUST BEING ABLE TO SUSTAIN A HOME AND MY FAMILY.

I LOST SIGHT OF THE FACT THAT I WAS NOT MOVING FORWARD ALONG ANY OF THE AVENUES TO SUCCESS WHICH I HAD WORKED AT AS I STRUGGLED TO REMAIN SOLVENT AND I TRIED TO BUY ANOTHER HOUSE WHICH WOULD BE IN VICTORIA NEAR WHERE I WAS WORKING.

WELL THROW ME INTO REVERSE AGAIN: I WAS ORDERED TO REBUILD ON THE SAME PROPERTY BY THE INSURANCE COMPANY AND THEN I WAS FORCED TO CREATE A NEW HOUSE SITE BY THE CRD. 

I HAVE ARRIVED AT THE END RESULT WHICH IS A LIFETIME OF MOSTLY NEGATIVE DISPOSABLE CASH FLOW AND A WHOLE LOT OF SITTING AROUND WITH NOTHING PLEASANT TO DO AND NO ONE PLEASANT AROUND HERE TO TALK TO AND AN ABSOLUTE WASTELAND, DEVOID OF INTERESTING EXPERIENCES, WITH ABSOLUTELY NOTHING TO WRITE ABOUT.

or in my case, cause Tonic Immobility Collapse.

COMPARE THE STUDENT DEBT WHICH MANY PEOPLE ARE OVERWHELMED BY TO THE DEBT MY EX-WIFE GENERATED FOR ME.

June 30, 2023

STUDENTS ARE WAILING ABOUT THEIR TYPICALLY THIRTY THOUSAND DOLLAR STUDENT DEBT. 

MY EX-WIFE FORCED ME INTO $500,000. OF DEBT IN THE EARLY 1980'S. THAT WOULD BE $1,500,000. IN TODAY'S DOLLARS MULTIPLYING FOR INFLATION.

I REALLY DO THINK THAT IN MANY WAYS, RELATING TO GOLD PRICES AND REAL ESTATE PRICES THE $500,000. WOULD BE THE EQUIVALENT OF $3,000,000.

THIS CREATED PERSONAL POVERTY COUPLED WITH ONLY HARD LOW PAID LABOR FOR ME FOR LIFE. 

I DO OWN A LOT OF REAL ESTATE, MY HOME AT OTTER POINT WHICH I HAD BEFORE 1980. MY WIFE BORROWED MY FATHER'S MONEY FROM MY MOTHER SECURED BY MY HOUSE SO IT COST ME A LOT OF INHERITED MONEY IN 2000. (Edit May 10 2024: 2024 In 1964 my Mother took my $10K to $14K trust fund which would have been $60K to $88k by 1984 when my Mother allegedly gave my ex-wife business loan my Father's money, but Mother had more than the amount lent out, $47.5K, Mother and Father had $70K or $80K of my money.)  I HAVE OTHER REAL ESTATE WHICH I PURCHASED WITH INHERITED MONEY AFTER I WAS 55 YEARS OLD IN 2001.

STILL, THE PERSONAL POVERTY AFFECTS ME AS THE REAL ESTATE ABSORBS ALL MY EARNINGS AS  EXPENSES AND TAXES.  

THE 1980'S BEGAN WITH MY CONTINUING TO FINISH THE FIRST HOME AT OTTER POINT, RUNNING OUT OF MONEY AND TAKING A JOB IN VICTORIA SELLING CARS.

THE 80'S RIPENED INTO A TOTAL LOSS OF ALL MY POSSESSIONS BY ARSON AND MY HAVING TO BUILD A NEW HOME.

I WOULD HAVE BEEN DEBT FREE AS SOON AS I SOLD MY JEWELRY INVENTORY.

THERE WAS A COMBINATION OF THEFT AND ARSON WHICH ELIMINATED MY INVENTORY, DESTROYED MY TOOLS AND MY INSTRUMENTS AND ALL THE KID'S FURNISHINGS AND CLOTHING I HAD FOR THE FUTURE AND BURNT UP THE HOUSE.

I WAS NOT IN DEBT AFTER THE FIRE INSURANCE PAID FOR THE HOUSE BUT I BELIEVE I WAS CHEATED OUT OF MY "REPLACEMENT" INSURANCE.

THEN MY EX-WIFE BEGAN DIVORCE THREAT EXTORTION AND THE LARGER HOUSE THAN I COULD AFFORD SHE DEMANDED I BUILD REQUIRED EVERYTHING I HAD PLUS $30,000 MORE FROM MY UNCLE AND MY AUNT.

I HAD NO CLOTHES OR SHOES EXCEPT FOR A COUPLE OF CAR SALES OUTFITS.

THEN THE IMPOSITION OF UNWANTED DEBT BEGAN POWERED BY DIVORCE THREAT EXTORTION AND THE THREAT TO DISINHERIT ME FROM MY FATHER'S ASSETS.

MY EX-WIFE PUT ME INTO DEBT FOR A TOTAL OF OVER $500,000. INCLUDING THE EXTORTION COLLECTED AT $1500 TO $1800 PER MONTH FOR SIXTEEN YEARS, WHICH I HAD TO EARN AT HARD LOW PAID LABOR. I GOT ONLY GROCERIES AFTER I PAID MY EXTORTION PAYMENTS.